Module Four—COLLECTIONS RESPONSE
Collection demand letters need to be answered. They do not go away if you decide to ball them up and throw them out. An unanswered collection letter worsens and prolongs the process. Properly responding to a collection letter is an important step in the debt resolution process. Each letter or notice reveals crucial clues as to the appropriate response required to make your financial reparation as painless as possible.
To facilitate this process, once you become a member you will acquire a local Private Mail Box and have all of your creditor and collections mail forwarded to our Customer Service center for review. If a response is needed to protect your rights, one will be prepared and emailed to you for printing, signing and sending to the creditor or collector. We do not represent you with your creditors—we simply help you to respond properly to whatever they might throw at you.
A collection letter is much like a gauge. It informs you of approximately where you stand in relation to future collection attempts or actions such as summonses, law suits, or garnishments. When we make decisions on the appropriate response to each of your notices we take into consideration a number of things, such as:
the length of time between your last payment and the date of the letter
who sent it
did the letter come from the creditor's in-house collection department or
an attorney in another state
a local attorney
a third party debt collector
a third party debt collector's attorney in another state
a third party debt collector's local attorney?
Each factor is critical in determining how to respond.
Our staff is trained to look at all this information so that you are provided with the correct response in each case. With the Collections Response module, you will be provided with the proper letters, forms, and materials to hold off your creditors’ advances, allowing plenty of time to get your total protection in place.
The objective of these services is to frustrate your creditors, to cease collection efforts, and to keep you from ever having to appear in court against a creditor.
Asset Protection | Creditor Deterrence | Telephone Privacy | Collections Response | Credit Restoration
Don’t give up your assets to a debt collector. Join the Collections Shield today! Call 1-800-694-8180 now.